રોકડે રોક ને વહાની થોક.

rōkaḍē rōka nē vahānī thōka.

Literally: Cash is cash, and credit is a heap.
What it means: Cash payment is always better than relying on credit.

કહેવત સમુદાય (Kahevat Samuday) · read from the scan by machine — the Gujarati itself is unchecked · English is machine-made and nobody has checked it yet

Heard it differently, or know we've got the sense wrong? Tell us — that is exactly the kind of correction this needs.