પરદેશમાં ખરચી ખુટે, તે મધ દરિયે વહાણુ તુટે.

paradēśamāṁ kharacī khuṭē, tē madha dariyē vahāṇu tuṭē.

Literally: Running out of money in a foreign land is like a ship breaking in the middle of the ocean.
What it means: Being stranded without resources in an unfamiliar place is an absolute disaster.

Also said as

ગુજરાતી કહેવતસંગ્રહ (Gujarati Kahevat Sangrah) (1923) · read from the scan by machine — the Gujarati itself is unchecked · English is machine-made and nobody has checked it yet

Heard it differently, or know we've got the sense wrong? Tell us — that is exactly the kind of correction this needs.