લક્ષ્મી ચાંદલા કરવા આવે, ત્યારે કહેશે મ્હાં ઘાઈ આવું.

lakṣmī cāṁdalā karavā āvē, tyārē kahēśē mhāṁ ghāī āvuṁ.

Literally: When Lakshmi comes to apply the auspicious mark, then he says 'I will go wash my face'.
What it means: Said of someone who rejects a golden opportunity or good fortune due to foolishness or laziness.

Also said as

ગુજરાતી કહેવતસંગ્રહ (Gujarati Kahevat Sangrah) (1923) · read from the scan by machine — the Gujarati itself is unchecked · English is machine-made and nobody has checked it yet

Heard it differently, or know we've got the sense wrong? Tell us — that is exactly the kind of correction this needs.