કાષ્ટ કાટ માલા કીની, માંહે પરોયા સુત;

kāṣṭa kāṭa mālā kīnī, māṁhē parōyā suta;

Literally: Cutting wood a rosary was made, and thread was threaded inside;
What it means: A physical rosary cannot bring spiritual realization if the person holding it is wicked and insincere.

Also said as

ગુજરાતી કહેવતસંગ્રહ (Gujarati Kahevat Sangrah) (1923) · read from the scan by machine — the Gujarati itself is unchecked · English is machine-made and nobody has checked it yet

Heard it differently, or know we've got the sense wrong? Tell us — that is exactly the kind of correction this needs.