કડવામાં કડવું તે કરજ ને મીઠામાં મીઠું તે ગરજ.

kaḍavāmāṁ kaḍavuṁ tē karaja nē mīṭhāmāṁ mīṭhuṁ tē garaja.

Literally: The bitterest of bitter things is debt; the sweetest of sweet things is need.
What it means: Owing is the worst state to be in — and need is what makes people sweet to you.

કહેવત સમુદાય (Kahevat Samuday) · read from the scan by machine — the Gujarati itself is unchecked · English is machine-made and nobody has checked it yet

Heard it differently, or know we've got the sense wrong? Tell us — that is exactly the kind of correction this needs.