આવકથી રાખે ખરચ મોટા, તેને થાય સદા ટોટો.

āvakathī rākhē kharaca mōṭā, tēnē thāya sadā ṭōṭō.

Literally: He keeps expenses larger than income, he always has a shortage.
What it means: Living beyond one's means inevitably leads to financial trouble.

કહેવત સમુદાય (Kahevat Samuday) · read from the scan by machine — the Gujarati itself is unchecked · English is machine-made and nobody has checked it yet

Heard it differently, or know we've got the sense wrong? Tell us — that is exactly the kind of correction this needs.