અશ્વ ઉપર બેઠા છતાંં, માથે રાખ્યો ભાર;

aśva upara bēṭhā chatāṁṁ, māthē rākhyō bhāra;

Literally: Though sitting on a horse, keeping the burden on one's head;
What it means: Said of a foolish person who, despite having resources or assistance, continues to carry unnecessary worries and burdens themselves.

Also said as

ગુજરાતી કહેવતસંગ્રહ (Gujarati Kahevat Sangrah) (1923) · read from the scan by machine — the Gujarati itself is unchecked · English is machine-made and nobody has checked it yet

Heard it differently, or know we've got the sense wrong? Tell us — that is exactly the kind of correction this needs.